Just over a year ago, I took what I thought was my first step towards more ethical banking: I opened a Nationwide current account. Before I opened the account, I made sure to ask about the internet banking. Did it work? Was it straightforward? Easy online banking was one of the few things I liked about my old HSBC account, and I wanted to be sure Nationwide would offer the same thing. I was assured that Nationwide’s internet banking was very easy to use and naively, I believed it.